Get the Scoop on Essay Samples for Mba Before Youre Too Late

Get the Scoop on Essay Samples for Mba Before You're Too Late Nevertheless, there's one essential difference. Assuming that you would like to get hired by a fantastic company, normally you'll be requested to write a skilled goals essay to demonstrate that you're the most acceptable candidate to occupy the available position. Such questions need deep introspection for you to get to the core of your nature and influences. Politically our candidate has turned out to be somewhat skilled. There's a greater chance you will accomplish your aims by writing them down. Don't forget, all type of activities you're speaking about in the essay must be associated with the scholarship program. So it isn't very simple to receive a high mark. Prior planning on the way you want to come up with your day care center is extremely important to acquire suitable resources, funds, and staff. The Essay Samples for Mba Pitfall Essay writing is part of learning process. Students have to follow alon g with the directions carefully to create an ideal law essay. Masters Essay is a superb service. Essay writing tips You want to take a while to think about a few fundamental questions. You require a resume targeting the specific position you're applying for. Employing a font that is simple to read is also important. For instance, it is crucial to set the margins so you have some white space around the text. You're employed as a senior software engineer for a reputable business. There is an assortment of companies that provide research paper writing services. When it isn't the sort of essay you would like to see, then you are able to keep shopping for the next firm. While there are lots of resources that will supply you with tips and techniques to draft your essays, there's nothing better than real-life examples that have actually been selected by some of the very best B-schools on earth. To begin with, students find it difficult to write excellent research papers since t hey do not have sufficient time. Understanding of important components of succeeding from the very inception will result in the life objectives and plans formation. An MBA is a critical part of my career objectives, and as such plays an important part in achieving my life objectives. You are going to receive a personalized score report highlighting your strengths and regions of improvement. ASSESS CURRENT EMPLOYEES When the benchmark assessment is finished, you will have a thorough report of the best job analysis and design. For instance, if the company school requested a DOC, that is exactly what you should send. Initially there were very few businesses in the business but as people came to know more about the value of the insurance and its benefits, several new companies emerged. My job was supposed to work alongside the industry manager to help produce a more healthy marriage between the finance and marketing and advertising departments, thus improving our sales and workpl ace atmosphere. You can receive the ideal writing help if you're prepared to shell out time to choose the very best service provider. What Does Essay Samples for Mba Mean? The school gives you minimal guidance for applicants hoping to earn an impression. Being a real nurse doesn't appear to have the identical great feeling that it used to. Being a real nurse used to be related to the white starched dress uniform and cap. Nursing is frequently a springboard to numerous different positions. Admissions committees wish to be impressed but they would like to be impressed by you. The Admissions Committee wants to understand more about you and your distinctive personality and the way that can ultimately lead to the Wharton community. Career in Insurance There is an assortment of positions in the field at which you can work and earn a career. There are a lot of challenges you'll have to overcome if you wish to write MBA application essays that work. Admissions committee officers are on the watch for the very best possible candidate profiles. A number of decades back, locating a service to become done with the MBA essays wasn't effortless. The MBA thesis should be well written, dependent on scholarly research and has to be backed by verifiable data. If this is the case, you should take a look at our sample MBA Essay Guide. Students should use a lot of sources when writing research papers. In the event the business school states the essay is optional, then you need to DEFINITELY write one. Rather it's a good idea to find out what quality of MBA essay writing service it's possible to get. Furthermore, the students don't know the right writing styles to use while writing their research papers. For example, the writing styles that are utilised to write science papers are not accustomed to compose social science papers.

Henry David Thoreau s Civil Disobedience - 1124 Words

Freedom is the right to act, think, speak and write without fear of punishment or coercion. I feel that living in a civilized society ensures freedom because a civilized society has laws to keep everyone s rights safe, our government is a democracy since we were once under a tyrannical government, and it keeps order. Three famous writers known as Henry David Thoreau with Civil Disobedience, Niccolo Machiavelli with The Qualities of a Prince, and Jean-Jacques Rousseau with The Origin of Civil Society wrote about a civilized society versus a tyrannical government. Sometimes their views agreed with mine and other times they did not. Henry David Thoreau s writing, Civil Disobedience, he explains how he does not like civilized societies†¦show more content†¦Just like Martin Luther King, Jr, protestors don t follow/fight against the laws that they think conflict with their morals. The only difference between Martin Luther King, Jr., the protestors, and Thoreau is that the protestors and Thoreau broke laws such as not paying taxes, vandalizing, destroying others property because they are angry at what they are fighting against. I don t agree with Thoreau because I don t think the laws should be broken just because they don t believe it is right. I also think that our government is involved in the wars but it is certainly not an aggressive government who wants war. The government s laws and rights are the way they are because we were once under the rule of a tyrannical government known as Great Britain. We are a democracy for many reasons such as our founding fathers did not want a single power-hungry ruler, they wanted citizens to have a say in their own government, and to have established rights that could not be taken away by a single ruler such as a king. Machiavelli believed that the king or prince should be feared but not hated because he thinks that force or violence is an essential part of the state, and a ruler cannot do without it when running a government: And above all other things a prince must guard himself against being despised and hated; andShow MoreRelatedHenry David Thoreau s Civil Disobedience1123 Words   |  5 Pagessociety, people have always done what they felt to be right. In Henry David Thoreau â€Å"Civil Disobedience†Ã¢â‚¬ ¯he stated â€Å"The only obligation which I have a right to assume, is to do at any time what I think right.† Although doing what you believe to be right may feel right, it’s not always the best decision in all situations. There are many situations where doing what you feel to be right can benefit you, but can affect others negatively. Thoreau believed that following the law, created by most of the peopleRead MoreHenry David Thoreau s Civil Disobedience933 Words   |  4 PagesIn Henry David Thoreau’s Civil Disobedience, he is writing to the American people. He is trying to spark a desire for change, for people to oppose their government without actions. He uses this work to criticize the American institution of slavery as well as the Mexican-American War. Thoreau is attempting to convey the importance of listening to one’s conscience over the laws, believing that it is more important to do what they feel is right rather than listen to the laws given by the majority. ThoreauRead MoreHenry David Thoreau s Civil Disobedience1822 Words   |  8 PagesHenry David Thoreau, an American essayist, philosopher, and historian around the 1800s, composed â€Å"Civil Disobedience† to uncover the rapid downfall of the American Government. Thoreau highlights â€Å"That Government does best when it does not govern at all†; and when the men are most ready for It, that will be the type of Government they will have, a Government-free one (Thoreau 1). Thoreau expresses his bravery in his writing to bear his nationalistic attitude, showing his hostility towards the AmericanRead MoreHenry David Thoreau s Civil Disobedience1013 Words   |  5 PagesIn Henry David Thoreau’s â€Å"Civil Disobedience†, Thoreau makes the claim that the best form of government is a government that doesn’t govern at all. Thoreau’s paper pushes for the people to begin following the will of their conscience rather than blindly and foolishly follow the unjust idea of â€Å"majority rule†. Throughout the paper Th oreau makes a point of stating that â€Å"majority rule† is simply the will of the upper-class being forced into action over the rights and wills of the poorer minority. ThisRead MoreHenry David Thoreau s Civil Disobedience904 Words   |  4 PagesThe two pieces of literature, Henry David Thoreau’s â€Å"Civil Disobedience† and Harlan Ellison’s â€Å"’Repent, Harlequin!’ Said the Ticktockman†, are two very distinct pieces of literature, but they are also very closely related. The quote is related to the short story because the concept of the quote is exemplified by the story. The machines are the people who conform, the leaders of the state by their heads are the Ticktockman and his staff, and the hero and enemy is Everett C. Marm, who is also knownRead MoreHenry David Thoreau s Civil Disobedience945 Words   |  4 PagesThoreau’s Civil Disobedience expresses the need to prioritize thoughts and views over the dictates of laws. It attacks the American social policies and government as a slavery and Mexican – American War. Henry David Thoreau’s consistently argued that government rarely proves they’re for the people and obtains its power from the majority because organization, however criticizes the legitimacy of governments viewpoints. Thoreau thoughts were people’s first option is to do what they believe is rightRead MoreHenry David Thoreau s Civil Disobedience And Machiavelli1360 Words   |  6 PagesUnited States, a democratic society, allows all their citizens to vote. However, despite a system which enables the citizen to be independent, ironically it may sometimes encourage conformity. Both Henry David Thoreau, famous for his discussions on a subject that is a title of his essay Civil Disobedience and Machiavelli, author of The Qualities of the Prince, notice a pattern of conformity in society. When a major voting decision is not supported by a majority, people will often wait rather than advertiseRead MoreHenry David Thoreau s Civil Disobedience And Ralph Waldo Emerson s Self Reliance2846 Words   |  12 Pagesto come. In fact, the transcendentalist movement is still alive in the modern day: as seen in our societies focus on individualism, nature and sensibility. This paper will discuss the ideas of transcendentalism through the work of Henry David Thoreau’s Civil Disobedience and Ralph Waldo Emerson’s Self Reliance by comparing both works finding similarities and differences between them. To truly understand the most important members of the transcendentalist movement, it is first important to understandRead MoreHenry David Thoreau, Gandhi, and Martin Luther King Jr.s Use of Civil Disobedience562 Words   |  2 Pagesof civil disobedience is the â€Å"refusal to obey governmental demands or commands especially as a nonviolent and usually collective means of forcing concessions from the government.† Men such as Henry David Thoreau, Gandhi, and Martin Luther King Jr. have all used forms of civil disobedience and nonviolent protest to make changes in the world. These changes have made huge impacts on our societies and how we are able to live our everyday lives. Without these three men and their practice of civil disobedienceRead More Henry Thoreau’s Influence on Martin Luther King Jr. Essay898 Words   |  4 PagesHenry Thoreau’s Influence on Martin Luther King Jr. Henry David Thoreau was a great American writer, philosopher, and naturalist of the 1800’s who’s writings have influenced many famous leaders in the 20th century, as well as in his own lifetime. Henry David Thoreau was born in Concord, Massachusetts in 1817, where he was later educated at Harvard University. Thoreau was a transcendentalist writer, which means that he believed that intuition and the individual conscience â€Å"transcend† experience

Learning and Expectations in Macroeconomics

Question: Discuss about the Learning and Expectations in Macroeconomics. Answer: Introduction This study has highlighted the entire economic performance of Singapore. This country has a highly developing and trade oriented market economy. In this study, the production output of the country would be discussed. The rate of purchasing power parity of this country would also be mentioned. On the other hand, the performance of the financial sector of Singapore would be described, which would be helpful to understand the financial position of the country can be understood. The structure of labour market of Singapore would also describe in this context. As a result, this labour market analysis would highlight the countrys unemployment rate. This study also provides the trend of price level of the mentioned country, which would be helpful to identify the inflation rate of the country. Production output As per the statement of Borio (2014), it can be mentioned that gross domestic product is a macroeconomic measurement, which estimates the value of the output of the country in terms of the change of the price level. Gross domestic product of a country can be reflected by the inflation or the deflation rate of the country. In this context, it can be added that due to inflation, the rate of gross domestic product of an economy would be increased. However, this would not control the real growth of the economy of a country. This is the reason, why the rate of inflation of an economy is subtracted from the gross domestic product in order to get the percentage of the real growth of that country. This is known as the real gross domestic product. It can be stated that the purchasing power parity of the economy of Singapore is at third position. This implies that the per capita income of the country is at good position. As opined by Mankiw (2014), it can be mentioned that the economy of Singa pore is the foreign direct investment outflow financier in the global economy. The GDP growth rate of Singapore: From the above figure depicted the gross domestic product of Singapore. This figure illustrated that the economy of Singapore has advanced 1.1 percent year on year at the third quarter of 2016. This rate was comparatively lower than the 2 percent expansion from the previous year. In the words of Evans Honkapohja (2012), the GDP annual growth rate of Singapore was averaged from the year of 1976 to 2016 and the rate was 6.72 percent. On the contrary, it can be mentioned that this rate was higher in the second quarter of 2010 and the rate was 18.90 percent. Gross per capita rate of Singapore: The above figure depicted that the gross per capita income rate of Singapore has been increasing with the rise in time. In the year of 2015, the gross domestic product per capita of this country was recorded at approximately 51855 US dollars. This was adjusted by the purchasing power parity. Burda Wyplosz (2012) added that gross domestic per capita purchasing power parity of the economy was averaged from 1990 to 2015. This rate was 56762 US dollars. In order to discuss the overall output of the country, it can be mentioned that the country is earning a large amount of revenue from the inward flow of foreign direct investment of the global investors. The country mainly exports electronics goods, chemicals as well as services. As opined by Borio (2014), it can be mentioned that Singapore has the largest trade to the gross domestic product ratio among the overall economy. On the other hand, Gandolfo (2013) cited that the financial performance of the country has been increasing with the rise in time. Presently, Singapore is supposed to be the major financial institutions within the world. In this respect, it can be stated that Singapores liquid capital markets are the major source of the funding of growth and development of the economy. In addition, it can be mentioned that the banks of Singapore offered the world class corporate account. On the other hand, it can be added that the economy of this country has highlighted assets with the help of Swiss banks. According to Brunnermeier, Eisenbach Sannikov (2012), it can be stated that tourism of Singapore is the major service sector of Singapore besides the financial sector of the country. Governmental measurements: In the point of Wray (2015), it can be mentioned that in order to control the countrys economic condition, the government of the country has performed a major role. Fiscal policy in Singapore is controlled by the support of the private sector of the country. This assures that the macro economy of the country is at stable position. Moreover, it can be stated that the government of Singapore is prudent as well as conservative on the budgetary policy. In this connection, it can be mentioned that the country has the balanced budget since last three decades. Moreover, it can be mentioned that the government of Singapore has followed clear rules and regulations. As a result, countrys government has given the permission to participate in the free trade and allow the importers to import goods and services freely. Therefore, it can be mentioned that there is no rules for tariff or quota. Likewise, it can be noticed that the government has set an effective business infrastructure, which can lo wer the cost of the business. This would in turn attract the investors to come to the country. Labour market analysis In order to understand the labour market analysis of Singapore, it is required to first understand the rate of unemployment of the country. The above figure shows the unemployment rate of the mentioned country. During the time of global economic recession, the rate of unemployment was highest. After that the rate of unemployment of the country decreased. Therefore, it can be mentioned that the rate of employment of the country has been increasing. As a result, it can be mentioned that wage rate of each of the employees has increased. Therefore, it can be stated that the number of jobless employees has decreased. As opined by Mankiw (2014), the rate of unemployment was averaged from 1986 to 2016. This average rate of unemployment was 2.46 percent. In this country, the seasonal adjusted jobless rate is 2.1 percent in the third quarter of 2016. This study also provides the types of unemployment of the country. Structural unemployment: Evans Honkapohja (2012) cited that this is the initial type of unemployment in an economy. It is known that Structural unemployment is depending upon the economic structure of a country. It results from due to the changing of market forces demand and supply. This differentiation in terms of the skills and knowledge distinction of the employees reflected the structural unemployment. In Singapore, countrys economic performance is depending upon the external demand of growth. Therefore, it can be inferred that countrys unemployment is of cyclical type. In this connection, it can be stated that if countrys export decrease, then aggregate demand would be decreased. Therefore, the overall outcome and the level of national income of the country would be declined. This situation can be illustrated with the help of following diagram. Cyclical unemployment: Borio (2014) opined that cyclical unemployment occurs due to the business fluctuation. In case of economic boom, countrys unemployment has decreased. On the other hand, in case of the economic recession, countrys unemployment rate would be increased. This occurs during the short term unemployment, which would be diminished in case of the recovery from the economic fluctuation. Scarth (2014) put that due to the change of technology from labour to the capital intensive economy, the country would suffer from the situation of structural unemployment. Government measurement to restrain full employment: There are two strategies, which can reduce the rate of unemployment and can improve the rate of employment of Singapore: Firstly, the government of the country can consider the demand side policies into the account. This would in turn reduce the cyclical unemployment due to the business cycle fluctuation. Secondly, government of Singapore can consider the mind supplies side policies. This would reduce the structural unemployment. As a result, the rate of employment of Singapore would be increased. According to Wray (2015), Singapore government has aimed to create many jobs by raising the wage rate. Therefore, it can be mentioned that the quality of employment will be increased. This will stabilize the economy of the country as well as the governmental fiscal policies. In this essence, it can be added that countrys rate of interest and the rate of inflation will be increased. As per the concept of Phillips curve, there is a negative relationship between the inflation rate and the unemployment rate. With the rise in the countrys inflation rate, the unemployment rate of the country will be decreased. On the other hand, government of Singapore has aimed to follow non profitability and the public employment activities. These programs will be helpful to get the people job, who are jobless. Furthermore, it can be mentioned that unemployment rate increased due to decrease in infrastructure and the investment. The government adopt loose the fiscal and the monetary policy to achieve the full employment. Reduction of corporate taxes can achieve the full employment. Price level analysis As per the statement of Mankiw (2014), it can be mentioned that if the price level of a country increase, then it can be stated that the rate of inflation of the country will be increased. Therefore, it can be mentioned that the money supply of the country will be increased. Inflation rate of Singapore: The rate of inflation can be discussed as the rate of estimating the inflation percentage. In this connection, it can be mentioned that consumer price index is the determinant to evaluate the rate of inflation of a country. More specifically, it can be stated that if the price level of the goods and services has been increasing over the period, then inflation rate of the country will be increased. On the contrary, Gandolfo (2013) argued that if the price level of a country has increased massively, then the country will suffer from the situation of hyperinflation. Moreover, it can be added that stagflation is the situation of stagnation along with the presence of higher unemployment. In the words of Burda Wyplosz (2012), demand pull inflation and the cost push inflation are the major factors, which reflect the inflation rate of Singapore. Due to the demand pull inflation, the aggregate demand curve will shift to the right. On the other hand, if the interest rate of the country will fall, then the aggregate demand curve will also shift to the right. Therefore, it can be concluded that consumers of Singapore will consume more, investment will also increase. On the other hand, it can be added that the cost push inflation is another important factor, which can raise the inflation rate of Singapore. This will in turn increase the cost of production. The wage rate of the employees will also increase. Approach of government for stable inflation rate: In this context, it can be mentioned that government can control the inflation rate of a country by improving the productivity of the organisations. The government will increase the price of the residential properties. On the other hand, it can be added that in order to control the inflation rate of Singapore, government needs to provide the grants of cash. Conclusion This study is helpful to identify the entire economic position of Singapore. In this connection, the overall output of the country has discussed. The GDP rate and the rate of per capita purchasing power have also mentioned. This has effectively highlighted the growth of the country. On the other hand, the rate of unemployment and the trend of price level of the country has also highlighted in this connection. References Borio, C. (2014). The financial cycle and macroeconomics: What have we learnt?.Journal of Banking Finance,45, 182-198. Brunnermeier, M. K., Eisenbach, T. M., Sannikov, Y. (2012).Macroeconomics with financial frictions: A survey(No. w18102). National Bureau of Economic Research. Burda, M., Wyplosz, C. (2012).Macroeconomics: a European text. Oxford university press. Evans, G. W., Honkapohja, S. (2012).Learning and expectations in macroeconomics. Princeton University Press. Gandolfo, G. (2013).International Economics II: International Monetary Theory and Open-Economy Macroeconomics. Springer Science Business Media. Mankiw, N. G. (2014).Principles of macroeconomics. Cengage Learning. Scarth, W. (2014). Macroeconomics.Books. Singapore GDP Growth Rate | 1975-2016 | Data | Chart | Calendar | Forecast. (2016).Tradingeconomics.com. Retrieved 9 December 2016, from https://www.tradingeconomics.com/singapore/gdp-growth Singapore GDP per capita PPP | 1990-2016 | Data | Chart | Calendar. (2016).Tradingeconomics.com. Retrieved 9 December 2016, from https://www.tradingeconomics.com/singapore/gdp-per-capita-ppp Singapore Inflation Rate | 1962-2016 | Data | Chart | Calendar | Forecast. (2016).Tradingeconomics.com. Retrieved 9 December 2016, from https://www.tradingeconomics.com/singapore/inflation-cpi Singapore Unemployment Rate | 1986-2016 | Data | Chart | Calendar. (2016).Tradingeconomics.com. Retrieved 9 December 2016, from https://www.tradingeconomics.com/singapore/unemployment-rate Wray, L. R. (2015).Modern money theory: A primer on macroeconomics for sovereign monetary systems. Springer.

Potential Problems with Performance Appraisals free essay sample

This paper looks at the inherent problems of performance appraisals and offers ways to avoid them. This paper examines the use of performance appraisals in the workplace. The three building blocks of performance appraisal are trait based, behavioral based, and rate based, all offer The author evaluates these three methods, and how they are affected by the habits of the supervisors conducting appraisals. From the paper: An organization should be able to teach their supervisors the proper techniques for rating and having the appraisals implemented with high ethical consideration. ?Managers, as well as, subordinates, are concerned about the politics and lack of fair treatment, honesty, and truthfulness within a performance review? (Axline, 1996, 44). To give an accurate representation of the performance an employee accomplishes two things should be done. One is that management should require appraisers who give poor ratings to document an outline procedure for improving performance and/or initiate termination. We will write a custom essay sample on Potential Problems with Performance Appraisals or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page

What to Expect on College Graduation Day

What to Expect on College Graduation Day Graduation day is everything youve worked so hard for, all rolled up into one super-charged day. So how can you make sure youre able to relax and enjoy your celebration instead of just running from one chaotic situation to another? Knowing what to expect on graduation day can make sure that the memory of you have of this important milestone is one of great joy and calm instead of chaos and frustration. Expect to be challenged as you try to balance everything All of a sudden, all of your worlds are going to collide. Youll have friends you want to see and say goodbye to, youll have family in town, and youll have all kinds of logistics to work out. You will likely feel pulled in a bunch of different directions, all at once, by the people who mean the most to you. Realize that this will likely feel a little overwhelming at times and that youll just have to roll with it. Expect the administration to be busy If you think you can take care of some last-minute to-dos like talking with the financial aid office, you might be surprised to learn that graduation day is one of the worst days to try to get things done. Many offices are super busy with student and family requests at a time when theyre also expected to be involved with graduation itself. If you have things you need to get done before you graduate, plan to do so before graduation day arrives. Expect to serve as a guide for your family You may have no problem knowing where to park, where to get food, where the bathrooms are, and where all the buildings are located on campus...but your family doesnt. Expect to serve as their guide and plan accordingly, either by being available physically to show them around or by being available via cell phone. Expect not to have much time with your friends You and your friends might plan on all seeing each other, eating together, and overall hanging out, but- just like you- everyone will be pulled in a million different directions. Do your best to cram in as much time with your friends as possible before graduation day arrives. Expect a challenge when youre trying to find people Even with cell phones, campus maps, and text messages, it can be a serious challenge to find your family, especially in a large crowd. Plan in advance to meet at certain places (e.g., next to the large tree by the church) instead of out front after the graduation ceremony is over. Expect large crowds around town Even if youre graduation in a major city, the restaurants and hotels nearby will likely be crowded before, during, and after graduation. If youre hoping to go out to eat afterward, make sure you have reservations in advance. Expect to see people for only a short amount of time Aha! You finally found your sorority sister after graduation. You say hello, introduce her to your family, and then...shes disappeared among the crowd. With so much activity and so many people on campus, its likely that youll only have a few moments to cherish with those who mean the most to you. Consequently, keep your camera handy (and fully charged) so that you can capture some amazing graduation pictures before they fade away. Expect to be on your cell phone- a lot The night before graduation is not the time to forget to charge your cell phone. Your friends will be calling and texting you; youll be calling and texting your friends; your parents and/or family will also be in touch; and even your grandmother, whos 1,000 miles away, will want to call and congratulate you. Consequently, make sure your cell phone is charged and ready. Expect a lot of conflicting emotions After all youve worked for and as ready as you thought you were to graduate, graduation day can be an emotional experience. You might very well find yourself not wanting to leave while also excited, and nervous, about what the future holds. Instead of trying to ignore your emotions, just let yourself feel and process whatever the day brings. It is, after all, one of the biggest days of your life, so why shouldnt it be an emotional one, too? Expect things to run late No matter how well you, your friends, your family, and the campus administration plan, things will inevitably run late. Taking it all in stride can help make sure you still enjoy yourself, no matter how far behind schedule things seem to run. Expect the day to be one of the most memorable days of your life Think of all the hard work you put into earning your degree; think of all your family has contributed and sacrificed; think of all the ​benefits of being a college graduate, both professionally and personally. When youre old and gray and looking back on your life, your college graduation will probably be one of the memories you are most proud of. Consequently, do your best to take a few moments throughout the day to absorb everything thats going on. It can be challenging, but after all youve done to make your graduation possible, youre definitely worth the few extra moments it might take to relax and congratulate yourself on a job well done.

USS California (BB-44) during World War II

USS California (BB-44) during World War II Entering service in 1921, USS California (BB-44) served the US Navy for over a quarter century and saw combat operations during World War II (1939-1945). Dubbed The Prune Barge due to the large volume of the fruit exported by California in the early part of the 20th century, the battleship was the second vessel of the Tennessee-class and was severely damaged during the Japanese attack on Pearl Harbor on December 7, 1941. Raised from the harbors mud, it was repaired and heavily modernized. Rejoining the fleet in 1944, California took part in the Allies island-hopping campaign across the Pacific and played a central role in the Battle of the Surigao Strait. Though hit by a kamikaze in early 1945, the battleship was quickly repaired and returned to action that summer. Remaining in the Pacific through the end of the war, California later helped transport occupation troops to Japan. Design USS California  (BB-44) was the second ship of the  Tennessee-class of battleship.  The ninth  type of dreadnought battleship  (South Carolina, Delaware, Florida,  Wyoming,  New York,  Nevada,  Pennsylvania,  and  New Mexico) built for the US Navy, the  Tennessee-class was intended to be an enhanced variant  of the preceding  New Mexico-class.  The fourth class  to follow the Standard-type approach, which required ships to possess  similar operational and tactical attributes,  the  Tennessee-class was propelled  by  oil-fired boilers rather than  coal and employed an  Ã¢â‚¬Å"all or nothing† armor arrangement.   This armor scheme  called for critical  areas of the ship, such as magazines and engineering, to be heavily protected while less important spaces were left unarmored.  Also, Standard-type battleships were required to have  a  minimum top speed of 21 knots and a tactical turn radius of 700 yards or less. Designed after the  Battle of Jutland, the  Tennessee-class class was the first to utilize the  lessons learned in the engagement.  These included enhanced armor below the waterline as well as fire control systems for both the main and secondary batteries which were placed on top of two large cage masts.   As with the  New Mexico-class, the new ships carried twelve 14 guns in four triple turrets and fourteen 5 guns.  In an improvement over  its predecessors, the main battery on the  Tennessee-class could elevate its guns to 30 degrees which increased the weapons range by 10,000 yards.  Ordered on December 28, 1915, the new class comprised two ships: USS  Tennessee  (BB-43) and USS  California  (BB-44). Construction Laid down at the Mare Island  Naval Shipyard on October 25, 1916, construction of California advanced through the winter and following spring when the  US entered  World War I.  The last battleship built on the West Coast, it slid down the ways on  November 20,  1919, with Barbara Zane,  daughter of California  Governor William D. Stephens, serving as sponsor.  Completing construction,  California  entered commission on August 10, 1921,  with Captain Henry J.  Ziegemeier in command.  Ordered to join the Pacific Fleet, it immediately became this forces flagship. USS California (BB-44) shortly after completion in 1921. US Naval History and Heritage Command USS California (BB-44) - Overview Nation:  United StatesType:  BattleshipShipyard:  Mare Island Naval ShipyardLaid Down:  October 25, 1917Launched:  November 20, 1919Commissioned:  August 10, 1921Fate:  Sold for scrap Specifications (as built) Displacement:  32,300  tonsLength:  624.5 ft.Beam:  97.3  ft.Draft:  30.3  ft.Propulsion:  Turbo-electric transmission  turning 4 propellersSpeed:  21  knotsComplement:  1,083  men Armament (as built) 12  Ãƒâ€" 14 in. gun (4  Ãƒâ€" 3)14 Ãâ€" 5 in. guns2 Ãâ€" 21 in. torpedo tubes Interwar Years Over the next several years,  California  participated in a routine cycle of peacetime training, fleet maneuvers, and war games.  A high-performing ship, it won the Battle Efficiency Pennant in 1921 and 1922 as well as Gunnery E awards for 1925 and 1926.  In the former year,  California  led elements of the fleet on a goodwill cruise to Australia and New Zealand.  Returning to its usual operations in 1926, it underwent a brief modernization program in the winter of 1929/30 which saw enhancements to it anti-aircraft defenses and additional elevation added to its main battery.   Though largely operating out of San Pedro, CA during the 1930s,  California  transited the Panama Canal in 1939 to visit the  Worlds Fair in New York City.  Returning to the Pacific, the battleship took part in Fleet Problem XXI in April 1940 which simulated a defense of the Hawaiian Islands.  Due to increasing tensions with Japan, the fleet remained in Hawaiian waters after the exercise and shifted its base to Pearl Harbor.  That year also saw  California  selected as one of the first six ships to receive the new RCA CXAM radar system.  Ã‚  Ã‚   World War II Begins On December 7, 1941,  California  was moored at the southernmost berth on Pearl Harbors Battleship Row.  When the Japanese attacked that morning, the ship quickly sustained two torpedo hits which caused extensive flooding.  This was worsened by the fact that many watertight doors had been left open in preparation for an impending inspection.  The torpedoes were followed by a bomb hit which detonated an  anti-aircraft ammunition magazine.   A second bomb, which just missed, exploded and ruptured several hull plates near the bow.  With the flooding out of control,  California  slowly sunk over the next three days before settling upright in the mud with just its superstructure above the waves.  In the attack, 100 of the crew were killed and 62 wounded.  Two of Californias crew, Robert R. Scott and Thomas Reeves,  posthumously received the Medal of Honor for the actions during the attack. USS California (BB-44) after sinking on December 7, 1941. Naval History and Heritage Command Salvage work commenced a short time later and on March 25, 1942,  California  was re-floated and moved to dry dock for temporary repairs.  On June 7, it departed under its own power for Puget Sound Navy Yard where it would begin a major modernization program.  Entering the yard, this plan saw significant alterations to the ships superstructure, the trunking of the two funnels into one, improved watertight compartmentalization, expansion of the anti-aircraft defenses, alterations to the secondary armament, and a widening of the hull to increase stability and torpedo protection.  This last change pushed  California  past the beam limitations for the Panama Canal essentially limiting it to wartime service in the Pacific. Rejoining the Fight Departing Puget Sound on January 31, 1944,  California  conducted shakedown cruises  off San Pedro before steaming west to aid in the invasion of the Marianas.  That June, the battleship joined combat operations when it provided fire support during the Battle of Saipan.  On June 14, California sustained a hit from a shore battery which inflicted  minor damage and caused 10 casualties (1 killed, 9 wounded).  In July and August, the battleship aided in the landings on Guam and Tinian.  On August 24, California  arrived at Espiritu Santo for repairs after a minor collision with  Tennessee.  Completed, it then departed for Manus on September 17 to join forces massing for the invasion of the Philippines. USS California (BB-44), 1944. Naval History and Heritage Command Covering  the landings on Leyte between October 17 and 20,  California, part of Rear Admiral Jesse Oldendorfs 7th Fleet Support Force, then shifted south to the Surigao Strait.  On the night of October 25, Oldendorf inflicted a decisive defeat on Japanese forces at the Battle of Surigao Strait.  Part of the larger Battle of Leyte Gulf, the engagement saw several Pearl Harbor veterans exact revenge on the enemy.  Returning to action in early January 1945,  California  provided fire support for the Lingayen Gulf landings on Luzon.  Remaining offshore, it was struck by a kamikaze on January 6 which killed 44 and wounded 155.  Completing operations in the Philippines, the battleship then departed for repairs at Puget Sound. Final Actions In the yard from February through late spring,  California  rejoined the fleet on June 15 when it arrived off Okinawa.  Aiding troops ashore during the final days of the Battle of Okinawa, it then covered minesweeping operations in the East China Sea.  With the end of the war in August,  California  escorted occupation troops to Wakayama, Japan and remained in Japanese waters until mid-October.   Receiving orders to return to the United States, the battleship shaped a course through the Indian Ocean and around the Cape of Good Hope as it was too wide for the Panama Canal.  Touching at Singapore, Colombo, and Cape Town, it arrived at Philadelphia on December 7.  Moved into reserve on August 7, 1946,  California was decommissioned on February 14, 1947.  Retained for twelve years, it was then sold for scrap on March 1, 1959.

Outsourcing in Electronics Manufacturing - Does it Work Research Paper

Outsourcing in Electronics Manufacturing - Does it Work - Research Paper Example In fact the majority of organizations (i.e. multinational or national) at the present contract or outsource their business services for instance call center  services, electronic mail services and  payroll. In addition, these services are divided among different companies that are well experienced in providing services and facilities. However, these organizations are sometimes located out of the country (Thompson, 2011; Turban, Leidner, McLean, & Wetherbe, 2005). In this scenario, the outsource manufacturing expansion is as a great deal a return to essential competencies as it is an attempt to reduce operating expenditures. In addition, the enhancement of external knowledge has been particularly apparent in electronics manufacturing, which has basically turned into the shape of an outsource business model. Additionally, from circuit boards that present a wide variety of services and functionalities to wireless communications units to the insertion of micro electromechanical (MEM) sensors in a plethora of problem-solving and diagnostic devices, to a greater extent refined devices and electronic components are being contract manufactured. Hence, it allows electronics manufacturers to pay attention to what they do best at the same time as addressing the clinical needs of customers (Teng, 2012). In the past few years, there has been extensive progress in outsourcing in electronics manufacturing. We have seen that, a lot of original equipment manufacturers (OEMs) have adopted this modern trend in order to quickly and cost efficiently enter into new marketplaces. In addition, by teaming with a knowledgeable partner, an OEM could considerably reduce the time as well as operating expenses implicated in developing new services and products like that Microsoft did in its launch of the Xbox (Delattre, Hess, & Chieh, 2003; Teng, 2012). This paper presents a detailed analysis of some of the important aspects that are associated with outsourcing in electronics manufactur ing. The basic purpose of this research is to analyze how outsourcing in electronics manufacturing offers advantages and support for business cut down overall cost and enhance potential profitability of the business. This paper will present an overview of outsourcing with respect to the electronics industry and also present a critic, whether or not outsourcing in electronics manufacturing helps the business. Outsourcing within the Electronics Industry All through the world, businesses, manufacturing and industries outsourcing is not a new idea or trend for Original Equipment Manufacturers (OEMs). It is basically a â€Å"make v/s buy† assessments and decisions that have been around for businesses and manufacturing industries for a long time. In fact, it is not easy to find out a business that completely manufactures its own electronic items and products currently. However, it is also a fact that the outsourcing is relatively a new idea for electronics manufacturers industries (Delattre, Hess, & Chieh, 2003; Teng, 2012). In addition, an amazing flow in electronics manufacturing outsourcing actually started in the mid 90s and sustained throughout 2000s. All through this evolutionary period, a large number of huge technology original equipment manufacturers were getting their manufacturing policies to benefit from the wave of outsourcing substitutes that were easily accessible to them, to both improve the quality of their products and minimize asset and operating expenses. In

Poverty and pollution Case Study Example | Topics and Well Written Essays - 1250 words

Poverty and pollution - Case Study Example Ethical implications of businesses polluting in a third world country The world is ever concerned about the impact of business on the environment. A firm dealing with manufacturing operations must put into considerations how they operate. All business enterprises are not only responsible for ensuring sufficient ecological safety precautions, but are also liable for faults under their watch (Have & Henk, 2006). Doing business in a third world country requires a consideration that most nations do not have standards for environmental safety. In the current social and political climate, firms associated with polluting the environment in third world countries may face severe consequences especially in the American media. Everyone hates being associated with dumping chemicals into a water source and thus a company should consider integrity and ethics in running its business. Business ventures have an obligation to avoid damaging the surroundings in ways that affect human life in a negative way. In most cases, exocentric and anthropocentric interests overlap. For instance, water, air, and toxic waste pollution, release of fluorocarbons, and excessive carbon dioxide equally affect humans and environmental collections. When businesses are found guilty for polluting a certain environment in a third world nation, a number of corrective measures may be open to them. For example, they may be required to restore a stream, which is a costly procedure, or they may compensate a community for living near a polluted stream. This may be less costly. Businesses polluting in a third word country should be automatically bound to environmental regulations required by the nation’s law. If companies fail to respond appropriately, they may seem uncaring and arrogant, which harms both their reputation and human life (Callan &Thomas, 2007). Reasons why a business may conduct operations in a third world country and disregard any standards of pollution control Operating a business in a third world country may mean that the poor citizens pay the price of pollution caused by the operations of the business. The health-impairing pollution costs depend on the revenues relinquished from more injuries and deaths. The economic rationale behind polluting in a third world and ignoring the pollution control standards may be viewed by such companies as flawless. Another reason is that, pollution increases with disproportionate pollution costs. Everyone values a tidy environment when their incomes increase. If it balances with other needs, costs of pollution in developing countries fall. A business may disregard the pollution control measures to eliminate the restrictions that protect the citizens of that country in order to increase protection for business interests. Standards of commerce for health, environmental, or other social welfare may be strictly challenged or limited. By ignoring the right to condition investment on certain pollution control standards like redlinin g neighborhoods, a country may damage the control or power that it had to a certain business behavior, and thus allowing it to continue with its operations no matter the consequences. After all, imposing public social and environmental costs like toxic dumping is a way for firms to boost their profits. Consumers, communities, and workers in a third world country lose; short-term gains soar and complex ventures â€Å"wins.† Pollution is the price for progress Since environmental policies often involve trade-offs, there should be a balance between cots and profits. The greatest cause of depression in many countries is poverty. It is only by economic development that people can be lifted out of poverty. However, if economic growth signifies progress, then logical environmental policies are necessary for lasting economic growth, or at least environmental protection and progress are compatible. Environmental pollution can limit economic growth and the health impacts of pollution i n a nation’

Career Development in Insurance Sector Essay Example for Free

Career Development in Insurance Sector Essay Potential for career development in insurance sector is most vibrant topic today. One Million plus persons are working today as an employees in Insurance sector and 5 Million plus persons are associated with this sector as Agents, Consultants, Surveyors, Loss Assessors, Underwriters, Claim Settlers, Salvage Dealers, Brokers, Sub-brokers, etc etc. The growth rate in Insurance Sector is more than 20% in last 3 years. There is huge potential for development in Insurance sector. The sector is under developed and penetration of insurance is very very low in the country compared to other developing and developed countries. India is leading towards one of the strongest economy of the world by 2020 and it is international phenomenon that insurance sector always booms along with growing economy. Insurance Services are the foundation for smooth functioning of all business commercial activities. Insurance is the backbone of overall economy of the country. For the developing country like India where growth of the economy is at double digit rate, Insurance talent is inevitable. All Industries in this scenario can be monetarily well protected from all types of catastrophic and manmade risks. Insurance is a vehicle for growth in growing economies. The whole world is looking at India as one of the giant and Asian tiger in next 8 to 10 years. All this is true. But very interesting fact of the today is that no one is aware about the exact potential of career development and opportunities in Insurance Sector. This article is dedicated to find the facts and figures about career development opportunities in Insurance Sector in India. This is an effort to enlighten and guide the readers, employees, students, stake holders to understand the facts and facets of insurance sector and how one can develop long term career in Insurance Sector. The article will review all aspects of insurance sector and discuss †¢ Opportunities for Career Development †¢ Growth potential in Insurance Sector †¢ Changing Scenario of Insurance Sector †¢ Manpower Skill Sets Required by Insurance Sector †¢ Regulatory Changes in Insurance Sector †¢ New trends and Developments †¢ International Impacts †¢ Present Academic Scenario †¢ Available Educational Facilities †¢ Recent Educational Academic Developments †¢ Speed and growth cycles of career enhancement in Insurance Sector †¢ Salary Packages at Entry Levels, Middle Level and Top Level †¢ How to improve Employibility and Skill Sets †¢ Career Opportunities Outside India †¢ Subsectors in Insurance for Career Development †¢ Preparing Career Development Path in Insurance Sector †¢ Challenges Opportunities for Career Development in Insurance Sector, †¢ FAQs i.e. Frequently Asked Questions @ Career Opportunities in Insurance Sector, etc After 25 years of experience in Insurance Sector and witnessing the changing scenario of insurance sector after IRDA, I have noticed that the present and future workforce in Insurance sector is totally puzzled about the career enhancement and confused to find a road map for growth. Thousands of Career Fairs Exhibitions across the country are covering all sectors for career opportunities like IT, BPO, ITES, Engineering, Automobile, Management, Finance, Medical, Health Care, Accounts, Law, Company affairs, etc, nobody is talking about insurance sector for career development. People believe that insurance is a small part of finance sector and it need not be cared beyond mere selling of insurance produc ts. Unfortunately I have to state that working employees, students, parents, media, academicians, colleges, universities, top executives of insurance sector and society as a whole are not aware about the exact potential and scope of career enhancement in Insurance Sector. Working in insurance sector is always a secondary thought and society hesitate to honour career in insurance sector. Association in insurance activity is always presumed as below status career. This prejudice attitude towards insurance sector is a great harm for new entrants and career growth of current workforce. This is ironical that due to this negative attitude, the new generation is neglecting and under estimating a golden opportunity of developing gorgeous career in insurance sector. It is more unfortunate that after more than 100 years of commencement of insurance business activity in our country, the academicians, regulators and top executives in Insurance Sector have ignored the need and importance of improving the brand image of insurance sector. Growth Potential in Insurance Sector in India * Insurance is one of the fastest growing sector in India. Hardly 6 % of the population of the country has covered by life Insurance. The penetration is as low as 0.9 % in general insurance. Health Insurance has reached to merely 3 % of the population. In country like USA, where the population is @ 35 Crores, there are more than 6000 companies are engaged in insurance business. In India, population is more than 110 crores and hardly 52 companies are working in Insurance Sector. If we assume that only 50% population is insurable, still we need 10,000 companies to cater the need of 55 Crore people. Only Life Insurance sector has grown to certain extent and people say that I wish to purchase LIC policy for my car or LIC policy for stocks in my factory. Only compulsory policies of general insurance sector have been sold like motor policies and fire and industrial policies. Large number of general insurance products are not even known to the employees of general insurance companies. Thanks to electro mechanical equipments, scientific development and commercialization of medical profession, health insurance penetration has reached to 3 % of population. Still this number is very poor comparing to developed countries. Central Government has targeted Life Insurance Penetration to 40 %, Health Insurance at 30 % and General Insurance at 15 % of the population by 2030. This will create very huge potential for development in insurance Sector. The insurance business was merely 12 Billion US $ by 2000 which has reached to approximately 100 Billion US $ by 2012 and is now expected to grow 1000 Billion US $ by 2020 and 5000 Billion US $ by 2030. * Approval of Bill of 49% FDI in Insurance sector is long awaited. Once it is enacted, the number of insurance companies may rise to @ 150 to 200 in next 7-8 years. There is immense potential for insurance industry to grow. At present there are 24 Life, 27 Non Life and 1 Reinsurance, thus total 52 Insurance companies are in insurance business. Out of this, 4 companies are working exclusively as Health Insurance Companies. 334 insurance broking companies, 800+ corporate agents and thousands of banks have entered in insurance business. Third Party Administer (TPAs) Companies in Health Sector are 29 and TPAs growing in Automobile and Legal Sector. The specialized functions in insurance sector are slowly outsourced and lot many new companies will enter in this area. International insurance surveyors, loss assessors, adjuster, underwriters, claim settlers, have already entered in India and expanding their business activities. Even the world insurance and finance giants like Warren Buffet, Lloyds, Munich Re, Swiss Re, have entered in India. * Health insurance is developing as separate branch of Insurance. It is expected that the number of health insurance companies will be equal to the number of life insurance companies in near future. Bancassurance is also developing as Separate branch of Insurance. People is India have more faith in banks than insurance agents. Many banks have already entered into insurance business and lot more in pipeline. Banks find insurance as growth vehicle. At present only GIC of India is the reinsurance company in the country. But government is now thinking over allowing many more international reinsurance companies in India. In few years, we may find 5 independent branches of insurance in India as Life, General, Health, Bancassurance Reinsurance. * India is becoming Insurance Hub of the world. Giant insurance companies from across the globe are outsourcing core insurance functions to India. IT infrastructure in the country and new generation Indian Talent are attracting world insurance business for core functions for cost effective solutions. Indian software companies are leading in this race. Even BPO in Insurance Sector is growing very fast. All this require technical and domain skills sets of Insurance functions. This IT, ITES and BPO business in Insurance Sector from outside India is expected to rise to 1000 Billion US $ by 2025 It is believed that next boom is in insurance sector. Insurance will play key role in boosting economy further. In India, next 25 years will be dominated by Insurance Sector. The growth is expected at horizontal as well as vertical levels. It will be from inside the country and from outside the country. Changing Scenario in Insurance Business in India * Insurance was strictly dominated by Agents and Development officers till 2000. But IRDA has opened up new distribution channels such as Corporate Agent, Insurance Broker, Bancassurance, Mallasurance, Online Sale of Insurance, Direct Sale, etc. These new channels are growth engines of the insurance industry. One interesting aspect of this growth is that Insurance Sector is heading towards SERVICING from merely Selling. The mantra of â€Å"Sell it and Forget it† is now converting as â€Å"Service Retain Client†. This requires Core insurance knowledge and not merely Selling Expertise. * The commission rates of insurance agents are slowly getting downward trend. The servicing of client is now taken care by customer servicing department. The Technology has now key role in policyholders servicing and provides better knowledge and expertise than agents. Companies are now offering new gate ways for renewal commissions like through internet banking, ATMs, ECS, Mobile banking, etc. It has reduced the dependency of policyholders on agents for timely renewal of existing policies. * Government is slowly removing the Income Tax rebates from insurance policies. It has already signaled the same and introduced few provisions in current budget by restricting the percentage of amount of premium with the sum assured of any policy. * Product Development and new innovative policies has changed the olden rules of the selling game. Merely begging for insurance or forcing a policy will not exist anymore. The 35 % commissioned policy selling dominance will be eroded. . * Insurance is Risk Cover or Investment is a matter of debate but common policyholder is now diverting to PURE Insurance products such as Term Insurance. The ULIP Story between IRDA and SEBI has focused on a need of domain insurance talent. * There is certainly reasonable improvement in policyholder’s awareness and knowledge about insurance. Government, IRDA and NGOs like FIBLI, insurance companies and related stake holders are concentrating on customer education, literacy and awareness about insurance products and services through advertisements, seminars, workshops, comics, e-literature, animated films, etc. * As Insurance need is vertical as well as horizontal, the insurance business is spreading across the country. Insurance companies are focusing and spreading network in rural markets as it has huge potential. Technological development is helping this drive of rural expansion. * Health Insurance and Bancassurance sectors will grow drastically. General Insurance Sector will also develop. In life Insurance Sector, Term Insurance Business will dominate. * In future, Online Insurance will have a key role in new business. * It will be difficult to get insurance claims in future. There will be huge scope for Claim consultants who will help people to get insurance claims. * Insurance sector will slowly dominate the economy and there will be overall developments in insurance sector. There will huge revenue generation form insurance business in India as well as outsourced insurance business from outside India. Employability Potential in Insurance Sector As insurance sector is growing with 20% rate, there will be a huge requirement of Insurance professionals in the country. * NSDC Report – National Skill Development Corporation has estimated the job creations of 2 Million persons in insurance and banking sector by 2021 in its latest report. * CII Report The recent survey of Confederation of Indian Industries estimated that there is a need of @ 21 lakhs insurance educated employees by 2025. * ASSOCHEM Report on Insurance Sector – It has pointed out on employability potential in Insurance Sector in its latest report. The report has estimated manpower requirement to be 30 Lakhs by 2030. The job creation in insurance sector will be across the country as insurance business is spreading across the country. The innovative distribution channels will play a vital role in insurance penetration and of course, technology will be a great supportive tool for this development. The manpower is required across the country. Insurance companies, banks and financial services providers are focusing and spreading network in rural markets as it has huge potential. It will generate huge employability not only at Metro and urban areas but at semi urban and rural levels, too. At present there are 52 companies, 334 brokers, 1200 + banks, 29 TPAs, 2000 IT, ITES BPO companies, 400 surveyor and other insurance services provider companies are working in India. The number will rise to double or triple in next 8 to 10 years. These companies will have offices across the country and will generate jobs across the country. Career Development Path in Insurance Sector Till IRDA, insurance career was dominated by selling activity. It is the assumed misconception that any career in insurance sector will have to be connected with selling of insurance products. The Insurance Agents and Development Officers community in the country has coloured insurance policy selling with either begging of insurance or forcing for insurance. The rebating in insurance premium has eroded insurance profession as under privileged one. After IRDA and entry of corporate insurance companies, the face of insurance career was always compared with the face of poor insurance agent. Career in Insurance was always neglected one and approach towards it was one of the ridiculous one. But the situation is now changing drastically. Career in Insurance is not merely a selling activity. Insurance Sector require domain technical knowledge. The employees with core insurance competency can only grow henceforth. After a decade of privatization, corporate companies have understood that insurance is not a FMCG product and one must possess technical skills and fundamental knowledge to exist grow in this market. Servicing will be key for growth and for this, one require domain expertise. For new entrants, any graduation with specialized diploma in insurance domain like underwriting, claims, motor insurance, health insurance, bancassurance, reinsurance, liability insurance, aviation insurance, engineering insurance, agricultural insurance, marine insurance, etc will be helpful to enter in insurance sector. One has to improve his academic qualification and scope of skills by adding various diplomas from various streams of insurance. As one grows with experience, this academic excellence and expansion will improve his employibilty and scope of promotions and growth. For existing employees, one has to improve his academic position along with experience. Mere experience will not help beyond certain limit. As we expect 49 % FDI and steep increase in number of insurance companies, the existing employees will have clear advantage to grow. But for this, they must obtain domains skills and competency through academic enhancement. The present employee in insurance sector should focus on overall and multi dimensional development in his capacities, skill sets and academic qualifications. The candidate with multifaceted core skills will have better opportunities over general candidate. He should not limit himself only to underwriting or claims. He should always seek for more and more knowledge. One can select a sector of insurance like Life or general or health for developing his career path but he should be equipped with qualifications and skills of other sectors also. It will widen the scope of opportunities available to him. Salary Packages In Insurance Sector As per the present scenario in Insurance Sector, one may join insurance company at entry level with a annual package of @ Rs.1.2 lakh to 1.5 Lakh. He may be designated as Associate or Assistant. In 3-4 years, he may grow to higher position with a scale of Rs. 3 to 4 Lakhs if he has academic qualifications with experience. After 6-8 years after joining insurance, one may easily grow to annual package of 7 to 10 Lakhs. After 12 to 15 years, one may dream to annual package of Rs.15 to 20 Lakhs. Of course, this needs academic up gradation and continuous improvement of domain skills. This trend may continue for next 20 years as there is long term and inside outside country potential. The speed of career growth and expansion is smooth and fast in insurance sector than perhaps any other sector in the country. But it needs hard work, academic excellence and aggressive approach towards opportunities. I will share one practical example here. The employees who joined insurance sector in the newly entrant companies like Bajaj Allianz, HDFC, ICICI etc between 2001 to 2003 were drawing annual salary package of 1.5 to 2.5 lakhs. They are now grown to key positions in new companies after 8 to 10 years with annual packages of Rs.20 to 25 Lakhs. Some of them have even clinched packages of 40 to 50 Lakhs per annum. Skill Sets Requirements by Insurance Sector At present, man power requirements are basically skilled based. Employees with academic qualifications are encouraged for promotions. Fresher with academic qualification in insurance are preferred. At present, Insurance Companies recruit freshers and train them for 6 months or one year. But the attrition rate is so high that more than 42 % of new recruits leaves the company. Insurance companies are seriously concerned over the expenditure on training and the rate of turnout. They are looking for employees who have been already trained and having domain academic qualifications. Insurance Companies have found that domain knowledge will improve selling, servicing, operations and all other functions. New companies prefer persons with experience and academic qualifications. Skill sets required by the insurance sector are underwriting skills, claim handling skills, operational skills, servicing skills, risk assessment and classification skills, insurance product skills, distribution channel operating skills, coordination skills, IT skills with domain knowledge, insurance accountancy skills, etc.

Dell Computers :: Computers History Historical Essays

Dell Computers Dell Computers was founded by Michael Dell, who started selling personal computers out of his dorm room as a freshman at the University of Texas. Michael Dell would buy parts wholesale, assembled them into clones (exact replicas) of IBM computers, and sold them by mail order to customers who did not want to pay the higher prices charged by retailers. Michael Dell was soon making 80,000 dollars a month profit and in 1984 Michael dropped out of university to found Dell Computers. Michael formed in his dorm room the underlying principles, which he would follow throughout the 80’s and 90’s as CEO of Dell Computers. Since their inception in 1982, dell has had a consistent rise in sales. Dells built to order strategy has enabled them to become a very efficient producer of computers and profitable company. The WebPages for dell computers has enabled dell to be able to reduce expenditures and become more efficient in their overall production and distribution of their products. Dell has been the only company to become an efficient maker of computers using the built-to-order system. Dells stock has become increasingly more valuable to investors over the past five years. Dell’s built-to-order strategy has made them successful in growth, development and stock valuation.   Ã‚  Ã‚  Ã‚  Ã‚  The book â€Å"Direct from Dell† gave a lot of background information on, Dell’s strategy, and mail order system as well as statistics on company sales and growth. The book goes into depth when analyzing Dell’s built-to-order system, and mail order system. The book was written before the WebPages became popular so it talks only about what the company expects from it and not about how the web page has performed. The Charles Shwabb investment web page gave a lot of information, which would suit potential investors on Dell. The web page allowed me to view Dell’s financial statements and analyze just how profitable Dell Computers has been and in which areas they showed the most or least profit. The book â€Å"The Market Share Reporter† gave me information on how much of the market Dell controls for each product they sell and how they compare to other companies. The book has many graphs, and charts to make it easier to see how much co ntrol a particular company has in that area in relation to other competing companies. Selling computers over the Internet enables Dell to become a more efficient distributor of computers.

Alcohol and Energy Drinks- A literature review Essay

?In recent years, researchers have begun to focus attention on an emerging trend of consuming energy drink mixed with alcohol AmED. Consumption of AmED is thought to have a correlation with high-risk behavior and negative effects on the consumer. Several research articles have examined the various facets of this practice. Some of the points of consideration that have been researched include the motivations behind consuming AmED, the effects of consuming AmED on alcohol consumption and the likelihood of engaging in risk taking behaviors after consuming AmED compared to alcohol alone. This literature review will examine the following four articles in an attempt to explore this area of research. Energy drinks are beverages that boast the ability to provide the consumer with an increase in energy. Energy drinks frequently contain large amounts of caffeine. The upper daily recommended limits for an adult in regards to caffeine is XXX. Levels of caffeine can be up to 300mg per serving. A 6oz coffee contains 100mg. The caffeine from energy drinks is known to have a stimulating effect on the nervous system. Many brands of energy drinks contain additional chemicals including plant-based stimulants (guarana and yerba mate). The effect of these on the body is not well understood as there has been little research. Simple sugars such as glucose and fructose are also found in some energy drinks. Other potential ingredients include glucronolacteone (a naturally occurring metabolite), amino acids (taurine, carnitine and creatine), herbs (Ginko Biloba and ginseng) and vitamins. In a research paper by Peacock and Bruno (2012a), patterns of use and motivations behind the consumption of AmED were examined. The focus of this investigation was to examine the motivation of participants to consume AmED through self-reporting techniques in the form of an online questionnaire. The sample of 400 participants aged 18-35 years who had reportedly consumed AmED in the past 6 months. The results of the study indicated that 75% of participants used AmED for energetic purposes, 50% reporting use to extend their stay at a public venue, 60% claimed they were motivated by situational circumstances, such as mixed drinks containing ED, 40% reported sharing AmED with a companion, 20% used AmED to mask the flavor of alcohol, 50% of the sample reported using AmED to have more fun and only 33% reported consuming AmED to get more drunk Peacock al et (2012a). In addition to taste and situational reasons, the participants in this study appeared to be motivated by functional and hedonistic outcomes. Only a small number of participants being motivated by the desire to increase the level of drunkenness or experience similar effects to elicit drugs. A study conducted by O’Brian, McCoy, Rohdes, Wagoner and Wolfson (2008), where by responses from 4,271were recorded via a web based survey. Participants who consumed AmED in the past 30 days reported consuming significantly more alcohol in a typical drinking session as well as reporting more drinking sessions than those who did not consume AmED O’Brian et al. (2008). AmEd consumers also reported episodes of weekly drunkenness and among the sample who reported consuming AmED a single drinking session consumed 36% more than students who didn’t not report consumption of AmEd. The results of Peacock et al. (2012b) indicate that although risk taking behaviors occurred during sessions of consumption of both alcohol and risk taking behavior that occurred with AmED was statistically less than the risk taking behaviors that occurred in alcohol alone sessions. However consumption of AmEd did result in higher negative physiological and psychological outcomes than those reported from consuming alcohol. Verster, Aufricht and Alford (2012), conducted a review of articles of articles relating to the consumption of AmED. It was revealed through a critique of multiple correlational studies that there are currently insufficient properly controlled studies to draw any firm conclusions regarding the effects of AmED. Conclusions reached in their report were that only a minority of the student population occasionally consumes AmED Vester (2012). Research also suggested some evidence that AmED may result in an increase in some aspects of alcohol- induced performance impairment. There is no consistent evidence that alcohol alters perceived levels of intoxication, no evidence that consumption of ED causes an increase in alcohol consumption, no direct evidence exists to suggest that ED is linked to drug and alcohol dependence or abuse. A personality predisposed to higher levels of risk taking behavior may be the primary reason for increasing alcohol and drug abuse and that AmED may be a component of that lifestyle. The literature available relating to AmED consumption is insufficient. Presently there is an insufficient amount of evidence to link the consumption of AmED to an increase in risk taking behavior, increase in consumption of alcohol or negative effects on health. To understand the true effects of AmED further research is required. To draw more concrete conclusions about the effect of AmED there is a need for more complex and properly controlled clinical studies need to be undertaken. Research design needs to explore relationships with a within subject design whereby the relationship between the ingestion of AmED and the consumption of alcohol is further explored and documented.

Apes Miller Ch. 1 Questions

Miller Chapter 1 Reading Questions 1. Three ways that human activities are affecting the environment include our exponential increase in population and our resource consumption, which have degraded the air, water, soil, and species in the natural systems that support our lives and economies. A third way is limiting the access that other species have to resources. 2. The goals of environmental science are to learn how nature works, how the environment affects us, how we affect the environment, and how we can live more sustainably without degrading our life-support system. 3.Environmentalism is a social movement dedicated to protecting the earth’s life-support systems for us and other species, and is political in nature. Sustainability, also known as durability, is the ability of earth’s various systems to survive and adapt to changing environmental conditions indefinitely. 4. The five steps towards sustainability are understanding the components and importance of natural capital, recognizing that human activities degrade natural capital by using resources faster than they can be renewed, looking for workable solutions, making trade-offs or compromises, and recognizing that individuals matter.They must be supported by sound science, or the concepts and ideas that are widely accepted by experts in a particular field of the natural or social sciences. 5. Natural capital is the natural resources and services that keep us and other species alive and support our economies. It changes over millions of years in response to environmental changes such as global warming and cooling and huge asteroids hitting the earth. 6. Economic growth is an increase in the capacity of a country to provide people with goods and services.It’s measured by GDP, the annual market value of all goods and services produced by all firms and organizations, foreign and domestic, operating in a country. It goes up with either a population increase, more production and consumpti on, or both. Changes in this growth are measured by per capita GDP, or the GDP divided by the total population at midyear. Economic development is the improvement of human living standards by economic growth. The United Nations classifies this based on a country’s degree of industrialization and their per capita GDP. 7. Developed countries are highly industrialized and have high average per capita GDP.All other nations are developing countries, whether they are middle-income or low-income. Developing countries tend to have the greatest population increases, as well as the greatest disparities between the rich and the poor as far as income goes. 8. 82% of the world’s population comes from developing countries. 9. 1. 5% of the world’s population growth comes from developing countries, as compared to merely 0. 1% in developed countries. 10. The rule of 70 calculates how long it takes to double the world’s population or economic growth at various exponential rates of growth. The formula is 70/percentage growth rate = doubling time in years. 1. The tragedy of the commons is the degradation of renewable free-access resources. The term was coined in 1968 by biologist Garrett Hardin. Basically, the logic is that â€Å"if I don’t use it, somebody else will anyway†. On a large scale, this only leads to waste and overconsumption. 12. One solution to the tragedy of the commons is to use free-access resources at rates well below their estimated sustainable yields by reducing population, regulating access to resources, or both. Another solution is to convert free-access resources to private ownership, so investments are protected. 3. Privatization doesn’t always work if a private owner values increasing profit over protecting natural resources that they own. It is also impractical for global common resources that cannot be divided up and converted to private property. 14. An ecological footprint is the amount of biologically productive land and water needed to supply an area with resources and to absorb the wastes and pollution produced by such resource use. The countries with the largest ecological footprint are the United States, the European Union, China, India, and Japan. 5. To shift towards more sustainable consumption, China and India should lower meat consumption (specifically China), limit population growth (including increased access to birth control), and promote and fund research into sustainable living. The United States, Japan, and the European Union should also promote and fund research into sustainable living, as well as lowering oil consumption by supporting alternative energy and promoting a less consumer-centric lifestyle to their citizens. 16. Point sources of pollutants are single, identifiable sources.An example is a smokestack of a coal-burning industrial plant. Non-point sources are larger, dispersed, and often difficult to identify and therefore much harder and more expensive to control. An example is pesticides sprayed into the air or blown by the wind into the atmosphere. 17. Two basic approaches to dealing with pollution are pollution prevention (input pollution control), which reduces or eliminates the production of pollution, and pollution cleanup (output pollution control), which involves cleaning up or diluting pollutants after they have been produced. 18.Three problems with relying on pollution cleanup are that it is only a temporary bandage as long as population and consumption levels grow without corresponding improvements in pollution control technology, cleanup often removes a pollutant from one part of the environment only to cause pollution in another, and once pollutants have entered and been dispersed into the environment at harmful levels it usually costs too much or is impossible to reduce them to acceptable levels. 19. Five basic causes of environmental problems are population growth, wasteful resource use, poverty, poor environmental acc ounting, and environmental ignorance. 0. Poverty causes environmental problems because the poor often deplete forests, soils, grasslands, and wildlife for short-term survival since they don’t have the luxury of worrying about the long-term environment. They also have the most population growth. 21. Affluenza is the unsustainable addiction to overconsumption and materialism exhibited in the lifestyles of many affluent consumers in developed countries and the rising middle class in certain developing countries. It is based on the assumption that buying more things brings happiness. 22.In the United States, the air is cleaner, most rivers and lakes are cleaner, and drinking water is purer. However, this is because the waste and pollution is transferred to more distant locations. 23. The environmental impact (I) of a population on a given area depends on three key factors: the number of people (P), the average resource use per person or affluence (A), and the beneficial and harmf ul environmental effects of the technologies (T) used to provide and consume each unit of a resource and control or prevent the resulting pollution and environmental degradation. 4. Three major cultural changes have impacted the environment. The agricultural revolution allowed people to settle in villages and raise crops and domesticated animals. The industrial-medical revolution led to a shift towards urban society using fossil fuels to manufacture material items, agriculture, and transportation. It also used science to improve sanitation and understand and control disease. The information-globalization revolution is based on using new technologies for gaining rapid access to much more information on a global scale. 5. To shift to a sustainable economy, we must shift to a renewable energy-based and reuse/recycle economy with a diversified transport system. This requires restructuring the global economy to sustain civilization, a large effort to eradicate poverty, stabilize populati on, and restore hope, as well as a systematic effort to restore natural systems. 26. Your environmental worldview is a set of assumptions and values about how you think the world works and what your role in the world should be.Environmental ethics is concerned with your beliefs about what is right and wrong with how we treat the environment. 27. There are three main types of environmental worldviews. Planetary management worldview holds that nature exists to meet our needs and wants, and that we can use ingenuity and technology to manage the earth’s life-support systems with unlimited economic growth. Stewardship worldview holds that we can manage the earth for our benefit but we have an ethical responsibility to be caring and responsible managers, or stewards, of the earth.Environmental wisdom worldview holds that we are part of and totally dependent on nature and that nature exists for all species. It calls for encouraging earth-sustaining forms of economic growth. 28. Four basic components of Earth’s nature that we can mimic are reliance on solar energy, biodiversity, population control, and nutrient recycling. 29. Current emphasis needs to be shifted to how the individual matters, working together and communicating for social change, and finding trade-off solutions to environmental problems, in order to achieve sustainable emphasis.

The Attentive Eye of Elliot Erwitt essays

The Attentive Eye of Elliot Erwitt essays The key to being a great photographer is to be able to see what no one else can. One must capture those poignant moments in life that speak for themselves and that carry multiple meanings, layered on top of one another. It is surely a great feat to be able to take pictures and turn them into an art form. It takes a unique eye accompanied by an imaginative mind to create a photographic vision that tells a worthy story. Elliot Erwitt made a living photographing commercial shots ranging from magazine covers and advertising still lifes, to travel ads, but it is his personal snaps (as he likes to call them) that display his worldly wit and passion for the quirks of life. Erwitts versatility is displayed not in the grand, majestic images that are so often seen in the media, but in his subtlety and in his ability to freeze time in that exact moment when nothing appears to be happening, yet so much is. And it is within these fleeting moments that Erwitt tells his story whether it be s ocial, comical, whimsical or just plain beautiful. His wide array of subjects shows us that this is a man who sees the world through the eyes of his camera and who is not afraid to blink. Elliot Erwitt was fittingly born in the city of art, Paris, France in 1928. He was raised in Milan and Hollywood and began photographing while still in high school. His first camera was an old 4 x 5 Speed Graphic but today he uses anything from an 8 X 10 view camera to a Leica. In 1953, after his discharge from the U.S. army, he joined the Magnum Picture Agency from the personal invitation of Robert Capa and he quickly rose through the ranks to become one of Magnums top photographers. Between his careers as a commercial photographer and a photojournalist, Erwitt takes personal snaps for his own pleasure, and has put out several books featuring his odd photographs, which include among many other things, very humanized photograp...

3 Methods Used to Steal Trees

3 Methods Used to Steal Trees Tom Kazee is s woodland security expert based in Orange Park, Florida. Tom has decades of experience in the woodland security business and contributes regularly to Tree Farmer Magazine. He has written a great piece on timber theft with tips on how to prevent this kind of theft. Mr. Kazee suggests there are basically three ways timber is stolen. As a timber owner or forest manager, you would be wise to study these methods of theft and take preventative actions to avoid a rip-off. The purpose of this report is only to make you wise to the ways of a timber thief. Although the vast majority of people who buy and harvest trees are honest there are people who will cheat and try to deceive timber owners and sellers for financial gain. Harvesting Directly on Your Property Thieves will set up a harvest directly on your property or will move over on you from adjacent ownership. They have observed that the propertys management and know that timber theft is an acceptable risk. Although mistakes can happen to honest loggers, I am talking here about timber being taken with evil intent. Ways to Prevent the Theft: Inspect your property regularly. Your own neglect can encourage thieves. Inspections will also catch insect and disease problems early and head off line encroachment.Maintain and refresh proper boundary markings. It is much easier to do this when property lines are still visible. Always freshen up your lines when harvesting is occurring on adjacent property.Cultivate good neighbors and encourage good lease-holders to keep an eye open. Pretend to Be a Buyer Thieves dressed as buyers will offer absurdly low prices for timber knowing that the landowner has no idea of the value. Although it is not a crime to give away your trees, it is a crime to misrepresent their value Ways to Prevent the Theft: Timber market values and tree volumes can be hard to determine without a professional. Always get a second opinion of values and volumes, especially where large acreage is involved. You might want to hire a forestry consultant or buy a timber inventory from a third party.Check out all timber buyers by asking for referrals and by inquiring about the buyer at your local or state foresters office.Avoid the temptation to make a quick sell to a friendly buyer. Take a deep breath and ask the buyer for some time for you to think about what you are going to do. You should not feel pressured by the buyer. Making a Lump Sum Sale Thieves can actually steal trees after you have approved and allowed the harvest. Poor accounting in both lump sum sales and unit sales can tempt a logger or a trucker to misreport trees cut and/or volumes represented. Ways to Prevent the Theft: No timber should leave the loading site on pay-as-cut sales unless the load has been recorded by date, species, time and destination. Reputable loggers have these records.All records must be available for inspection and collected at the end of each week. These records should then be compared to scale tickets for reconciliation.You or your agent need to be on-site and visible at random times during the week.

Psychology of Gay and Lesbian Adolescents Essay Example | Topics and Well Written Essays - 500 words

Psychology of Gay and Lesbian Adolescents - Essay Example "Homosexuality is the persistent sexual and emotional attraction to someone of the same sex. It is part of the range of sexual expression. Many gay and lesbian individuals first become aware of and experience their homosexual thoughts and feelings during childhood and adolescence" (Anderson and Adley, 1997, p.71). At the same time their parents begin to consider the adolescent to have mental disorder, as the traditional social stereotypes pose homosexuality as disease. In addition, Catholic Church prohibits 'sodomy' as one of the most dangerous deathly sins. The basic theory about gay and lesbian sexual identity was created by A.Kinsey during his work at Huckleberry House, an institution that provided homosexual youth with psychological support and care. The first phase of 'coming out' (Kinsey et al, 1953) process begins when the teenager realizes he/she is different from others. The second stage includes direct attraction to the individuals of the same gender, followed by guilt and the anticipation of ostracism from the side of 'decent public'. Furthermore, gay and lesbian adolescents might either deny themselves or begin to manifest their identity, with relative teenage maximalism.

Critical Thinking Assignment on Jacob Ind Essay Example | Topics and Well Written Essays - 500 words

Critical Thinking Assignment on Jacob Ind - Essay Example Jacob Ind faced several risk factors that might have contributed to their criminal activity. Behavioral and social factors were the major risk factors in his case. He lived in a poor family structure characterized by home dissonance, child abuse, and inconsiderate parents, which resulted in his delinquency. His father was physically abusive, while his mother perpetrated emotional abuse. Ind thought about killing his parents for over three years and finally did it because he saw no way out of the abuse from his parents. Although the punishment for murder is legally proscribed, Ind does not have a blameworthy frame of mind. His actions resulted from the risk factors his parents exposed him to at home. If he were an adult and of a mature mind, he would have simply walked away from home and lived elsewhere with his abusive parents. I do not think that a sentence of life without the possibility of parole is a just punishment for Jacob Ind. There is enough evidence of the motive of the criminal offense, and it was plainly because of the torture from his parents. It is a cruel and unusual punishment for a teenager to undergo a life sentence without parole for an offense done out self-defense, without any ulterior motive. In fact, Ind believed that the marijuana in his bedroom was a more serious offense that the murder of his oppressive parents. The wealth of characteristics and circumstances attendant to the offense is convincing enough for a lesser sentence by the judge. The PBS website indicates, â€Å"Even some of the jurors who convicted him wonder if he deserved life without parole†. The life sentence without parole was an unfortunate sentence for Jacob Ind. I believe that the death penalty and sentences of life imprisonment are both punitive measures that significantly change the life of a youth offender.

Principles of Organization and Management Essay

Principles of Organization and Management - Essay Example They have nearly 523 branches spread all across the world. ASDA recently purchased the famous Netto stores for ?778 million, with the sole aim of gaining an upper hand in the UK retail industry. ASDA has faced several problems in the past, to the level of collecting money from various sources including their shareholders to avoid bankruptcy in 1991 and 1993. It has emerged out successfully through various leaps and bounces in the past under the guidance of great leaders like Norman Archie. ASDA’s revival using various principles of organization and management under the leadership of Norman had been studied by various experts all over the world. The paper explores the various strategies used by ASDA to overcome the cultural and economic barriers it faced during its grim past. It also lists the new set of challenges the new COO has to face in today’s highly competitive market and analyzes the scope for ASDA to overcome the new set of challenges. Literary Review ASDA was a t the brim of declaring bankruptcy when Norman Archie came into ASDA as the only applicant for the CEO position of the company. He used various strategies to ensure the company became a successful leader in the retail sector. Within a short span of time, he was able to transform a company at the brink of closing, into a highly successful one. Norman used three strategies reengineering, rewarding and doing it within a given time frame to achieve this impossible feat. Reengineering a company is no easy task. It is simply not enough to patch up the mistakes. The basic structure has to be changed completely by questioning the long time procedures (Hammer & Champy, 1993). Norman did exactly the same to ASDA. The company was highly hierarchical and the upper management used very traditional ways of management. Most of the well paid senior officers were very bureaucratic, preventing any productive changes. He simply did not go about doing the same mistakes other CEO's did. He challenged th e basic structure the company was working. He made every employee in the organization share the vision for reviving ASDA. He never stopped recruitment, treated the low level employees with respect and found out what exactly was lacking in the company. â€Å"The new view is that marketing is the science and art of finding, retaining and growing profitable customers (Kotler , 2008).† Norman reinvented the marketing strategies to increase sales. He understood the core problem in ASDA was it was trying to sell too many things without focus. He streamlined the importance to food and clothing products. His new Spice Girls branded items and marketing during the 1997 Christmas did the much expected trick, increasing their sales considerably. Time is the basic essence. It is an important variable in formulating any strategy and implementing it (Tony Morden). Norman was very clear about what he wanted to achieve at what time interval. Any company would be able to prove its mettle in th e long run. But, its real capability can be measured only when the target is achieved in a given time even under huge pressure. Norman made this magic happen in three short years starting from 1996 – 1999 quite swiftly. "You get more of the behaviour you reward. You don't get what you hope for, ask for, wish for or beg for. You get what you reward." Michael le Boeuf Norman made it a point to involve everyone in the process of reengineering and rewarded each and every behaviour he found useful or appreciable. The employees felt the

Power And Resistance In Human Society

Power And Resistance In Human Society Where there is power, there is resistance, and yet, or rather consequently, this resistance is never in a position of exteriority in relation to power (Foucault, 1978: 95-96). In human sciences one of the main issues has always been the relationship of resistance to power. Where there is power, there is resistance; power affirms that there exists resistance and visa versa. But before starting to think about resistance, we have to take in mind that power is no longer considered a unitary, constant force that emanates from a particular social class or institution, rather it is seen as a more tenuous fabric of hegemonic forms (Constable, 2007: 11). Foucault (1978: 95-96) questions our assumption that power is always and essentially repressive, he wants to show how power also can be positively in a way that it can produce forms of pleasure, systems of knowledge, goods, and discourses and that it not only works negatively, by denying, restricting, prohibiting and repressing (Abu-Lughod, 1990: 42). The focus within studies of resistance recently shifted from large-scale collective revolts to more unlikely forms of resistance such as subversions and small or loca l resistances which do not especially aim to overthrow the system and which do not result from ideologies of emancipation (Abu-Lughod, 1990: 41). Hence both concepts have turned to be more complex than initially supposed, but this makes it even more interesting and more widely applicable to various situations where people try to construct their life within structures of power. Resistance The term resistance has been used by many scholars to describe a wide range of actions and behaviours in all aspects of human social life and in different settings. Hollander and Einwohner (2004: 534) illustrated how everything from revolutions to hairstyles has been described as resistance. Consequently following from the diversity of actions and behaviours which used to be named as resistance, they found in their analysis of the concept that there is little agreement on the definition (ibid: 234). Therefore it is important to outline the range of characteristics that can exist within the concept of resistance. First of all the scale whereat the resistance occurs has not always the same size; acts of resistance may be for example individual or collective, widespread or limited to local areas. Levels of coordination are also variable, in some situations there will be a higher extent in which the resisters intentionally act together, than in other. Thereby the targets where resistance is directed to also differs, they vary from individuals to groups and from organizations to institutions and social structures. As well the direction or goals are variable, while resistance mainly is understood to be aimed at achieving some sort of change, sometimes it is possible that the behaviour described as resistance aims to constrain change. Finally, while resistance is generally understood to be a political action, some writers suggest that resistance can also be identity-based (ibid: 536-537). Action and Opposition After having observed the dimensions of variation of resistance Hollander and Einwohner (ibid: 537) tried to describe the core elements of resistance to see how all these phenomena can be described with the same term. They identified action and opposition as two core elements within the discussions of resistance where authors seem to agree on. Resistance is not a quality of an actor or a state of being, but involves some active behaviour, whether verbal, cognitive, or psychical, and another component common to almost all uses is a sense of opposition. After having identified these core elements, the lines of disagreements became clearer, which made them realize that several debates of resistance above all differed in their position on two central issues: recognition and intent (ibid: 537). Recognition and Intention Acts of resistance are not always equally visible, their variation in visibility becomes clearer when we analyze the contrast between everyday resistance and more (and more obviously contentious) forms of political mobilization. Sometimes the intention of resistance is to be recognized, while other resistance is purposefully hidden, so recognition depends in part on the goals of the people who resist (ibid: 540). While Scott (1985) in his book about modes of everyday resistance among peasant workers argues that resistance need not to be recognized as such and that it may remain relatively invisible to the powerful, other scholars define resistance as necessarily provoking recognition and even reaction from others (Hollander Einwohner, 2004: 541). This level of recognition also varies depending on the two different groups of others who can identify an act as resistance, to wit targets and observers. The first group contains those to whom the act is directed and the second group can comprise the general public, members of the media and researchers (ibid: 542). After the question if oppositional action must be readily apparent to others, and if it must in fact be recognized as resistance, Hollander and Einwohner wonder if the actor must be aware that she or he is resisting some exercise of power and intending to do so for an action to qualify resistance (ibid: 542). Also on this matter scholars do not completely agree, roughly classified Hollander and Einwohner (2004) distinguish three different views. The first group of scholars believes that the actors conscious intent is a core element to be able to classify certain behaviour as resistance. The second group thinks that measuring intent is difficult or even impossible, as resistance not only arises in public, but also privately. People in these cases may be conscious of oppression and may intend to resist in some fashion, but this will not be visible and therefore impossible to measure. Following to the last group of scholars we must not focus on the intent, as resistance can occur cons ciously or unconsciously, concentrating on intent will neglect important forms of resistance (ibid: 542). Types of Resistance Hollander and Einwohner (2004) didnt want to define the verities and the falsities among all possible meanings and contends of the term resistance. Therefore they decided to analyse the various opinions to see if it would be possible to describe different forms of resistance without judging what is wrong and what is not. They already observed that all scholars seemed to agree that resistance implied oppositional action of some kind. Leaving discords about whether resistance must be intended by actors or whether it must be recognized by targets and/or observers. They therefore argue that it is useful to think of resistance in terms of distinct types, each defined by a different combination of actors intent, targets recognition, and observers recognition. Not all scholars will agree that all behaviours summarized in Table 1 should be called resistance, but it will help to emphasize again the core elements of resistance. The first type, overt resistance, comprises for example social movements and revolutions, and individual acts of refusal. It is visible behaviour, which is recognized by both targets as observers as resistance and is also intended to be recognized as such. Covert resistance refers to acts as gossip and subtle subversion in the workplace; they are intentional but go unnoticed by their targets. However they are recognized as resistance by culturally aware observers. These two forms of intentional forms of resistance are followed by some unintentional forms of resistance. The first one is recognized as resistance by both the observers as the targets but is not meant as such. And the second one contains so called self-defined targets who may be the only ones who recognize certain behaviour as resistance (target-defined resistance). A separate category contains externally-defined resistance, these are acts of resistance that are neither intended nor recognized as resistance by actors or their targets, but are labelled by third parties. The last two forms of resistance go to a certain degree unnoticed by others. If recognized by their target but unrecognized by third-party observers, they have called it missed resistance. If an actors intent ional act goes unnoticed by both targets and observers alike, it may be classified as attempted resistance (ibid: 544-547). Interaction Understanding the interaction between resisters, targets, and third parties plays a central role in the comprehension of resistance. Resistance is socially constructed; resisters, targets, and observers all participate in this construction (ibid: 548). Of course often there is no overall agreement on the question if certain behaviour can be seen as resistance or not. What one observer (or participant) sees as resistance, another may see as accommodation or even domination this does not only happen between the different participative groups but also within the parties there is variation. Resistance is a complex set of thoughts and behaviours (Ortner, 1995: 175). Dichotomizing resistance and dominators ignores the fact that there are multiple systems of hierarchy, and that individuals can be simultaneously powerful and powerless within different systems (Hollander Einwohner, 2004: 548). I n her article about resistance and the concept of dà ©brouillardise (a way of social manipulation) used by Auvergnat farmers in rural France, Deborah Reed-Danahay (1993: 223) describes how Kondo (1990: 221) based on her research in Japan also emphasizes the intertwining of power and meaning, so that no one can be without power. Everyday Resistance After appointing the different types of resistance, it is necessary to take a first glimpse into possible forms of resistance among undocumented migrants to see on what kind of forms we have to continue focussing. First of all, it is obvious that undocumented migrants wont participate in any overt form of resistance (i.e. demonstrations) because it probably endangers their precarious situation. Therefore it is not very likely that the target of the resistance will recognize their acts as such. It will also vary if the acts are intended as resistance. Consequently, it is more likely that possible forms of resistance among undocumented migrants will be: covert resistance, attempted resistance and externally-defined resistance. Especially the first two forms of resistance are familiar to Scotts concept of everyday resistance. He describes: What everyday forms of resistance share with the more dramatic public confrontations is of course that they are intended to mitigate or deny claims made by superordinate classes or to advance claims vis-à  -vis those superordinate classes. Where institutionalized politics are formal, overt, concerned with systematic, de jure change, everyday resistance is informal, often covert, and concerned largely with immediate, de facto gains (Scott, 1990: 32-33). Scott points out different expressions of everyday resistance: foot dragging, dissimulation, false compliance, smuggling, etc. He refers to these practices as hidden transcripts (Scott, 1990) that are not easily visible in official transcripts and those on-stage behaviours controlled by elites (Reed-Danahay, 1993: 222). He described the existence of a too strongly focus on official and public transcripts of culture resulting in an underestimation of subordinated people and argued for a look into the unofficial transcripts to see the variety of forms of resistance taking place in this area of social life (ibid: 223). Though, Reed-Danahay (ibid: 223) points at a, ly to her, disturbing simplification [by Scott] by describing resistance as something which can be found in the hidden transcripts of the weak while only conformity becomes visible in the public transcripts of both the weak and the strong. This derives from the fact that he sees ideology as a coherent message, while there is c ontradiction and ambiguity in any discourse (ibid: 223) Everyday Practices Similar to Scotts everyday resistance is Michel de Certeaus (1984) concept of everyday practices. He divides strategies and tactics and explains why many everyday practices are not strategic but tactical in character. A strategy is the calculus of force-relationships which becomes possible when a subject of will and power can be isolated from an environment. Strategies possess their own place which forms a starting point from where relations with the outside can be generated. Tactics on the other hand, do not possess their own place, so the other cannot be singled out as a visible totality. Tactics constantly manipulate events to turn them into opportunities. De Certeau (ibid: xix) describes: A tactic insinuates itself into the others place, fragmentarily, without taking it over in its entirety, without being able to keep it at a distance. Everyday practices are a gathering of ways of operating characterized by victories of the weak over the strong and consisting of clever tricks, knowing how to get away with things, hunters cunning, manoeuvres, polymorphic situations, etc (De Certeau, 1984: xix). Tactics produce a certain movement within the system. They show to what extent it is possible to use intelligence to consort power within the daily struggle. Strategies, on the contrary, have a rather ambiguous relation with power. They use the instruments of the power for their own purposes. Hence, the structure of power where the strategies compete against at the same time sustains them (De Certeau, 1984: xviii). Scotts concept of everyday resistance, consisting of practices as foot dragging, dissimulation and smuggling tends to be more similar to strategies than to tactics. While De Certeaus concept of ways of operating (or everyday practices), like knowing how to get away with things, are more tactical in character. We could say that strategies aspire to undermine the structures of power and thus are more saturated with a notion of resistance, whereas tactics not only aim to resist, but also comprise an accommodating component. Cunning Despite their differences, De Certeau and Scott are concerned with the same kind of behaviour. Reed-Danahay (1993: 222) presupposes to use the concept of cunning to refer to this behaviour. ly to her, Detienne and Vernants (1978: 3-4 in Reed-Danahay: 1993: 222) description of the Greek quality of mÄâ€Å"tis summarizes accurately the significance of cunning: [it] combine(s) flair, wisdom, forethought, subtlety of mind, deception, resourcefulness, vigilance, opportunism, various skills and experience acquired over the years. It is applied in situations which are transient, shifting, disconcerting, and ambiguous, situations which do not lead themselves to precise measurement, exact calculation, or rigorous logic (1978: 3-4; quoted in Scott 1990: 164 in ibid: 222). Also De Certeau (1984: xix) is conscious about the connection between mÄâ€Å"tis and his ways of operating. Together with cunning, mÄâ€Å"tis refers to the idea of Goffmans concept of making do in difficult situations and overcoming hardships (Reed-Danahay, 1993: 223). ly to Reed-Danahay, resistance suggests a mechanical metaphor of solid bodies coming into contact. Unlike resistance, cunning includes some fluidity in social life, leaving room for play or manipulation (ibid: 223). Dà ©brouillardise Reed-Danahay therefore speaks of a more complex notion of power and resistance, where forms of power lay both with agents of the dominant culture and with the resisting people themselves (ibid: 224). In her fieldwork in a mountain valley in the Auvergne region of central France she describes how people from a place fictionally named Lavialle have adopted a stance of resistance to agents who threaten their cultural autonomy. She shows how these farmers use the French concept of dà ©brouillardise as a manner to talk about social manipulation expressing accommodation, resistance, cunning, ways of making out and ways of making do (ibid: 221). Dà ©brouillardise connotes both resisting domination and other forms of social manipulation or even partial accommodation. It is a form of everyday resistance and it is a way of taking advantage of a situation that presents itself. Dà ©brouillardise has a dual nature, it consist of both making out and making do and is associated with both defensi ve postures and coping strategies in everyday life (ibid: 224). Conclusion Migrants and Resistance Abu-Lughod and romanticizing resistance With the concept of dà ©brouillardise Reed-Danahay tries to cover the gap between theory and practice. This is viable because the villagers she observes are actually using the concept in their ordinary language. According to her dà ©brouillardise refers to a more complex form of power than the theories of Scott (ibid: 224). Dà ©brouillardise Accomodation The ethnographic literature also contains examples of positive values associated with behaviours interpreted as everyday resistance when no native term or vocabulary for it is present. (223) Even while resisting power, individuals or groups may simultaneously support the structures of domination that necessitate resistance in the first place. Various authors have referred to this complexity as accommodation (e.g., Sotirin and Gottfried, 1999; Weitz, 2001), ambiguity (Trethewey, 1997), complicity (Healey, 1999; Ortner, 1995), conformity (St. Martin and Gavey, 1996), or assimilation (Faith, 1994).These authors stress that a single activity may constitute both resistance and accommodation to different aspects of power and authority (Hollander Einwohner, 2004: 549). Nevertheless it is easy to romanticize resistance as Abu-Lughod says, to view its forms as signs of ineffectiveness of systems of power and of the resilience and creativity of the human spirit in refusal to be dominated, to focus on successful forms of resistance and neglecting to consider accommodation, passivity or acquiescence adequately (In: Constable, 2007: ). It is only valuable if we can find a way between romanticizing resistance and portraying young migrants as passive oppressed victims.